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  #31  
Old 12-08-2018, 02:15 PM
HOS HOS is offline
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Originally Posted by Friar Tuck View Post
Bet you are still getting SAGA bumph though....
No. I think they realise how much the pissed me off.
Car insurance is sorted with another company with a slight increase but only only 45 excess for a claim. I've got additional cover for lost or stolen car keys and a couple of other things what can't remember.

I had 6 decent quotes online but the rest were staggeringly expensive. The excesses were from 300 upwards. Admiral quoted me a grand for a years car ins!!
I ain't got a bloody Aston!

Anyway I'm pleased and I treated me and my little lady with full premium RAC cover.
Peace of mind and all that
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  #32  
Old 12-08-2018, 03:09 PM
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Sir Ewok Sir Ewok is offline
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No. I think they realise how much the pissed me off.
Car insurance is sorted with another company with a slight increase but only only 45 excess for a claim. I've got additional cover for lost or stolen car keys and a couple of other things what can't remember.

I had 6 decent quotes online but the rest were staggeringly expensive. The excesses were from 300 upwards. Admiral quoted me a grand for a years car ins!!
I ain't got a bloody Aston!

Anyway I'm pleased and I treated me and my little lady with full premium RAC cover.
Peace of mind and all that
Tesco quoted me 1100 for an old Focus, you'd think I was a 17 year old learner. I went elsewhere and got it for 450......
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  #33  
Old 12-08-2018, 08:37 PM
HOS HOS is offline
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Tesco quoted me 1100 for an old Focus, you'd think I was a 17 year old learner. I went elsewhere and got it for 450......
The massive variation in policy costs for the same cover, of the same vehicle and the same driver is nonsense. Same with the excess in a claim. Which varied from 45 to 800 on my quotes.
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  #34  
Old 13-08-2018, 08:48 AM
wurzel wurzel is offline
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my brother worked for sun alliance for a while when they ran "more than" basically they had a profile of customer that they tailored their cover for and therefore they knew the average risk of - if you fell outside that demographic the computer added a extra charge basically. It was to either persuade you to go elsewhere or if you were stupid enough to fall for it to ensure they had a extra money for the extra risk.

I don't mean risk as in a 17yo boy racer is more risky than a 35 year old family person but in terms of the risk of ensuring someone outside the demographic you have planned around
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  #35  
Old 13-08-2018, 12:00 PM
HOS HOS is offline
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my brother worked for sun alliance for a while when they ran "more than" basically they had a profile of customer that they tailored their cover for and therefore they knew the average risk of - if you fell outside that demographic the computer added a extra charge basically. It was to either persuade you to go elsewhere or if you were stupid enough to fall for it to ensure they had a extra money for the extra risk.

I don't mean risk as in a 17yo boy racer is more risky than a 35 year old family person but in terms of the risk of ensuring someone outside the demographic you have planned around
Interesting stuff.
I thought I might be into that minority sector for insurance.
As you say most of the quotes were ridiculous premiums and/or high excess.
I'm 59 this month and drive an old jag.. But even so the quote I accepted was just under 400. I realise that in an accident even a minor one they would write the car off.
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  #36  
Old 01-09-2018, 09:23 PM
Grumpy Dave Grumpy Dave is offline
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Just to be devils advocate, I insured a car with them for a number of years and their quotes were good. I did shop around then when I wanted my '56 Landrover on as well they had a hissy fit 'no we can't cover that its specialised' Next quote was doubled. I rang them their reply 'That's it like it or lump it' So I moved. weird or what?
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  #37  
Old 02-09-2018, 05:43 AM
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Friar Tuck Friar Tuck is offline
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Just to be devils advocate, I insured a car with them for a number of years and their quotes were good. I did shop around then when I wanted my '56 Landrover on as well they had a hissy fit 'no we can't cover that its specialised' Next quote was doubled. I rang them their reply 'That's it like it or lump it' So I moved. weird or what?

Moved house? Bit drastic innit?
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  #38  
Old 02-09-2018, 07:14 PM
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Look who's talking, moving house every few years like a bricks and mortar gypsy........
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  #39  
Old 03-09-2018, 04:26 AM
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Look who's talking, moving house every few years like a bricks and mortar gypsy........

Who poked you awake?
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  #40  
Old 03-09-2018, 04:45 PM
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Sir Ewok Sir Ewok is offline
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Who poked you awake?
Not had a poke in ages......
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  #41  
Old 04-09-2018, 05:21 AM
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TMI! Moving on!.....
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