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Old 11-12-2017, 02:27 PM
HOS HOS is offline
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Default Revised insurance categories for damaged bikes.

Came in this October 2017.
News to me, so I thought I'd post it up here seeing as many accident damaged bikes end up being modified and reborn
The only reason I learned this today is becasue I was looking at Cat N bike on ebay.

Here are some details of the new categories....
https://www.bikerandbike.co.uk/cat-b...ies-explained/

I struggle to find any details about how it effects bikes, only cars.
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Old 11-12-2017, 02:36 PM
Tricky-Dicky Tricky-Dicky is offline
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Having read that it makes me wonder just how insures get away with charging so much for custom built bikes, when its usually cheaper to buy custom parts than std.
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Old 11-12-2017, 02:43 PM
HOS HOS is offline
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Quote:
Originally Posted by Tricky-Dicky View Post
Having read that it makes me wonder just how insures get away with charging so much for custom built bikes, when its usually cheaper to buy custom parts than std.
I often wonder where do the insurance companies draw the line on customising?
How much do we have to inform them of if we are replacing with similar items.
As an example replacing footrests, mudguards, indicators, headlight, handlebars, exhaust system , seat, screen, handlebar grips.
I mean most of that I replace as standard anyway on any bike.
I always personalize my bikes.

Parts are cheap online, some parts in the UK are insane prices considering they are very simple parts, like brake and clutch levers or footrests.
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Old 11-12-2017, 03:33 PM
Tricky-Dicky Tricky-Dicky is offline
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I have always had custom bikes and cars, previously with cars its not so bad, but last your when i rebuilt the Trident they wanted all sorts of daft details, FFS what does it matter if the master cylinders or the handle bars are not original etc.
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Old 11-12-2017, 03:37 PM
Tricky-Dicky Tricky-Dicky is offline
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Mind you having said that, they might draw the line at these.

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Old 11-12-2017, 04:02 PM
HOS HOS is offline
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Yeah, hate that shade of yellow !
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